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Kristin Cavallari and Jay Cutler flipped their roles as breadwinner for their family prior to getting divorced in April 2020 — but where do their finances stand now?
When Cavallari and Cutler began dating in 2010, to many, Cutler was the bigger name because of his career as an NFL quarterback. Although Cavallari came from a reality TV background, Cutler was one of the highest-paid quarterbacks in the league during the 2014 season, one year after they tied the knot.
The pair, who share sons Camden and Jaxon and daughter Saylor, had a bit of a financial role reversal by 2017. That year, Cutler retired following the football season and Cavallari launched her own profitable company, Uncommon James, which soon made her the money-maker in their household.
Since getting divorced in 2020, Cavallari has claimed that Cutler didn’t give her any seed money for Uncommon James and further alleged that she got nothing after they separated.
“I would say that’s one of the bigger misconceptions I see about me,” Cavallari exclusively told Us Weekly in June 2025, referring to claims that Cutler helped her finance her brand. “I’m proud of what I’ve accomplished on my own.”
Cutler clapped back at Cavallari’s claims about their divorce settlement in August 2025, calling it “borderline slander.”
Scroll down to learn more about Cavallari and Cutler’s finances — including telling quotes about their money from over the years:
Breaking Down Jay’s NFL Contracts
Cutler was drafted in 2006 by the Denver Broncos, signing a six-year, $48 million contract with an $11 million bonus. The quarterback asked for a trade in 2009, and after signing a two-year contract worth $30 million, his time with the Chicago Bears began.
Cutler signed a seven-year contract extension with the Bears in 2014. The $22.5 million salary going into the 2014-2015 season made him the highest-paid quarterback in the league. The team released Cutler in 2017 with a $2 million buyout clause, and he landed at the Miami Dolphins for one more season — at $10 million — before officially retiring.
It’s estimated that Cutler earned $54 million in total payments from the Bears, with around $120 million earned throughout his NFL career.
Kristin’s an Independent Woman
During an August 2018 episode of the pair’s E! reality show Very Cavallari, the Laguna Beach alum made a remark about not needing Cutler’s approval to purchase her “pad in Nashville” so she could sleep closer to her Uncommon James offices.
“I can just buy it with my money,” Cavallari quipped. “Oh, you don’t like that, do you? Oh, a little independence.”
Cutler pointed out, “You have your money but then all of my money is our money.”
Cavallari agreed, explaining, “That’s how it should be. The girl should have her own stash. No girl should ever have to stay in a relationship because a guy is supporting her. I’m with you because I love you, not because I need you.”
Kristin’s Net Worth
Cavallari’s net worth is an estimated $30 million, according to Celebrity Net Worth. Over the years, Cavallari’s past as a reality star — she starred on Laguna Beach, The Hills and Very Cavallari before returning to E! for Honestly Cavallari: The Headline Tour in 2025 — as well as her bestselling cookbooks, podcast ventures and Uncommon James business have all contributed to her wealth.
Jay’s Net Worth
Cutler is worth an estimated $30 million, according to Celebrity Net Worth. The publication claimed that the former NFL player’s salary is $22.5 million.
Inside Kristin’s Uncommon James Empire
Cavallari founded Uncommon James jewelry and now lifestyle brand in 2017 in Nashville. In addition to its flagship store in Music City, the business has expanded to stores in Charleston, South Carolina, Dallas and Chicago with hopes to open more locations. Fans of Cavallari can also purchase her designs online.
“We’ve become a lifestyle brand and I’m really proud of what we’ve been able to accomplish. I’ve never taken any outside funding,” Cavallari told Numero Netherlands in 2024. “I’m 100 percent owner and that’s what I’m most proud of with Uncommon James.”
She added, “I think even more so in the skincare world, because we’ve been able to create products that are effective and really clean too. I use them every day. And if I can help women have that little extra confidence, that’s what it’s all about.”
Cavallari once again brought up her choice to invest solely her own money into the company on a June 2025 episode of Honestly Cavallari: The Headline Tour.
“Let’s clear this up, OK. These f***ing football fans want to make s*** up and take this from me,” she said on the episode, denying that Cutler “funded” the creation of her brand.
Cavallari explained, “I wanted women to be able to afford great pieces that they could mix and match. We have just expanded tremendously. We have four stores, we’re looking to open up a lot more.”
She also declared, “Our revenue is close to $50 million a year,” and reiterated that she is “100 percent” owner of the company.
Who Profited From Their Divorce Settlement?
The exes finalized their divorce in 2022, with Cutler telling his “Uncut” podcast listeners that June, “It worked out. It worked out for Kristin. It worked out for me. It is what it is.”
Cutler’s podcast guest Clay Travis joked, “I would guarantee that you are the first quarterback to get divorced and make money in the NFL off the divorce. Has anyone told you that before?”
The former Miami Dolphins quarterback played coy about the settlement numbers, saying, “I don’t know if I made money. Yes, it’s very funny.” (The official court documents with the numbers of who got what have not been made public.)
Cavallari, meanwhile, claimed during a June 2025 episode of Honestly Cavallari: The Headline Tour that she’s “never taken any outside funding” when it came to launching Uncommon James. She then alleged that she never took any money from Cutler following their divorce.
“I have never gotten a penny from my ex-husband,” she told the cameras. “I didn’t get any money from our divorce, so let’s just clear that up. Thank you.”
Cutler fired back at the claim in August 2025, saying on his “Take It Outside” podcast, “Let’s think about this logically. ‘Not a penny,’ OK. Married for, I don’t know, seven years or so, three kids.”
The retired athlete continued: “You can go and see how much I made in the NFL. It’s online. You can see the contract from year to year and the total amount at the end of 12 years. So, you go to divorce, and each side gets a lawyer and then you go to court and there’s a judge.”
Cutler claimed it was “irresponsible” for Cavallari to say she didn’t get a “penny” in their divorce. He then quipped that she did get “a lot of bills” from the proceedings.
“I think it’s reckless. I think it’s borderline slander to insinuate that there was zero dollars split during the marriage that each side got,” he told his listeners. “It’s insanity. It’s completely false, completely untrue.”
Cutler claimed that “without a doubt” he left Cavallari with enough money for her to live comfortably on — and it was “definitely not zero.”
